EUROPE · JURISDICTION PROFILE
European Union
Overview
The Markets in Crypto-Assets Regulation (MiCA) gives the EU one harmonised rulebook for crypto-asset service providers (CASPs) and token issuers across all member states. It has applied in full since December 2024, with ESMA and the EBA setting technical standards and national competent authorities authorising firms.
Regulatory framework
MiCA covers CASP authorisation, asset-referenced and e-money tokens, market-abuse rules and disclosure; the Transfer of Funds Regulation (TFR) implements the Travel Rule.
Licensing & authorisation
A single CASP authorisation from any member state passports across the EEA; ART/EMT issuers face additional requirements.
AML & Travel Rule
The TFR requires originator and beneficiary information on all CASP transfers, with no de-minimis threshold.
Track developments
This jurisdiction is covered by the live wire — see the latest official items filtered to it.
LIVE UPDATES ON THE RADAR →Sources & official links
RELATED: MiCA Library · MiCA Radar (live CASP register)