FOR COMPLIANCE TEAMS AND THEIR ADVISERS
The free library tells you what the rule says. The note tells your file what the register said about this firm on this date: checked, reconciled, signed, and with its limits written down.
Five working days. Fixed scope. No suitability conclusion and no recommendation to use the firm. The ESMA and EBA registers are public and free, so the same data costs you nothing. What the registers will not give you is a check that carries a name, a date, a reconciliation and a stated scope.
You should use them. Read the article, search the register, check the fee. Then notice where the free tools stop: they give you the material and leave you to do the work, and nothing in them is signed or addressed to your file.
| The free tools | The dated note |
|---|---|
| Read the law and the register yourself | Applies them to one firm you name |
| Generic, the same page for every reader | Firm-specific, signed by name |
| A snapshot with caveats you have to interpret | A dated check with the source row and the limits stated |
| You do the work and carry the judgement | Done for you in five working days, with the judgement in writing |
One firm → counterparty note. A book of counterparties → portfolio check. A jurisdiction choice → licensing memo.
The note fee is credited in full against any engagement signed within 90 days. Fees are quoted after a short consultation, fixed in writing and exclusive of VAT. Payment is by invoice on the existing bank transfer rail; there is no checkout and no subscription.
The register entry for the firm you name, read against the entity's recorded service scope and against any other entries the same group holds in the register. Where the scope recorded does not match what the firm presents publicly, the note says so.
What the source settles cleanly, what it cannot settle, and what you would have to ask the authority to confirm. Written in the document rather than left to the reader.
Two pages plus a source appendix, signed by George Agathangelou and dated, with the scope and the limits of the evidence stated inside it.
Not included: a suitability opinion, a recommendation to onboard or avoid the firm, a legal opinion, a credit or sanctions check, or any conclusion that the register entry is current today. Those are outside the scope and, where they are regulated, outside the firm's permissions.
Name the firm, the register, the service and the deadline. If you need an NDA before sending anything, ask for one; we will send it the same working day.
One page stating what the note will and will not cover, the fee, and the delivery date. No work starts until you accept it in writing.
We query the dated register snapshot, record the source row, reconcile the entity against its group entries, and mark anything the snapshot cannot settle.
Delivered within five working days, with a short walkthrough if you want one. The fee is credited against any engagement within 90 days.
The row below is a real public-register entry, not a client file. On its own it is the free part: you can read it on ESMA's site. The note repeats it, then does the four things the row cannot do for itself.
| Field | Example (public register) |
|---|---|
| Legal name | AMINA (Austria) AG |
| Home state | Austria |
| Recorded services | Custody & administration; exchange for funds; exchange for crypto; portfolio management; transfer services |
| Authorisation date | 29 October 2025 |
| Source | ESMA interim MiCA register — snapshot 22 October 2026 |
| Limit | Snapshot, not a live check. Confirm current status with ESMA or the Austrian FMA before relying on it. |
| The addition | What it looks like in the document |
|---|---|
| Entity joins | Every other entry the same group holds in the register, with home state and recorded scope for each, so a licence held by a sister company is not read as this firm's permission. |
| Scope match | The recorded services set beside the services the firm presents publicly. Where the register is narrower, that gap is stated rather than averaged away. |
| Date discipline | The capture date, the dataset version and the exact source row, so your reviewer can reproduce the check without asking us. |
| Stated limits | What a register snapshot can and cannot establish, in the document, so the reader is not left to infer it. |
A public-record specimen is available now: the two-page structure, the source appendix and the wording of the limits. Open the sample (PDF, 3 pages).
The note is a dated check of public sources, not legal, investment, tax or crypto-asset advice, and not a recommendation. It is prepared from the registers and the sources named inside it. Delivery is five working days from written acceptance of scope. The fee is payable on delivery and credited against any engagement signed within 90 days. The full terms are the terms of use and the scope letter; where they differ, the scope letter governs the note.